Balance and Bloom Financial

About Us

You’ve outgrown DIY bookkeeping and you need a financial partner to help with your business finances, but you’re not ready to pay full-CPA-firm rates or commit to a fractional CFO package stacked with services you don’t need. You’re stuck in the middle: too big for DIY, too small for the expensive options. That’s exactly who I serve.

At Balance & Bloom I fill that gap by helping small business owners stop dreading their finances and start using them to make confident decisions and grow their business.

I call it fractional accounting, professional financial support sized and priced for businesses in that in-between stage. You get the expertise without the overhead, and only the services you actually need.

For more than two decades, as a CPA in federal auditing, I performed rigorous financial and program analysis. I bring that CPA-level attention to detail and accuracy to my clients’ books. I know how to spot the patterns and risks hiding in your numbers, and I help you understand them so you can make confident decisions.

How I help:
-Small business bookkeeping and accounting services — customized for your specific business needs
-Fractional accounting (a right-sized alternative to a full fractional CFO) — cash flow management, budget planning and analysis, and financial guidance for businesses that need a trusted financial partner, not a full-time hire
-Advisory and project-based services — Such as bookkeeping consultations, clean-up bookkeeping, financial analysis, risk and compliance analysis, accounting software setup